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Why Buyers Choose Melvin Sheppard
Welcome > For Buyers > Why Buyers Choose Melvin Sheppard ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agents are Top Local Experts. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As top Chino Hills, Chino and Rancho Cucamonga area real estate agents, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Chino Hills, Chino and Rancho Cucamonga market, even listings not yet on the MLS, through our professional California real estate affiliations. 

- Our expert local knowledge of the Chino Hills, Chino and Rancho Cucamonga area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Chino Hills, Chino and Rancho Cucamonga is no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the Chino Hills, Chino and Rancho Cucamonga area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask us any question about buying a home in Chino Hills, Chino and Rancho Cucamonga. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Real Estate Trivia
Q 
What is one of the most common ways for making the interior of a home more appealing to buyers?

A 
Repainting walls with light, neutral colors makes it easier for a buyer to visualize how the home will look with their possessions.
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Melvin Sheppard, REALTOR®, real estate agent and broker for Chino Hills, Chino and Rancho Cucamonga California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Melvin Sheppard Team
Century 21 King Realtors

1427- Chino Hills Parkway, Suite A
Chino Hills, CA. 91709
Direct: 909-393-3061
Fax: 909-631-3023
Email: Melvin@Ask4Mel.com

I want to help you find your perfect home, or sell your home for the best price! Find out why I am one of the top Realtors in Chino, Chino Hills, and Rancho Cucamonga - and how I've helped many people, just like you.


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